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After a qualifying life event, employees are often eligible to update their benefits outside of open enrollment, but many are unsure what happens next. This guide explains the typical steps involved in changing benefits after a QLE, including where changes are submitted, what information may be required, and what to expect once updates are processed.

A Qualifying Life Event (QLE) is a specific change in an employee’s circumstances that may allow them to modify benefits outside of open enrollment. This article explains what counts as a qualifying life event, the common categories of QLEs, and the types of benefits changes that are typically permitted.

Flexible Spending Accounts (FSAs) and Dependent Care Flexible Spending Accounts (DCFSAs) both offer tax savings, but they are designed for very different types of expenses. This guide explains the key differences between DCFSA and FSA accounts, how each one works, and how to determine which option is right for your situation.